Retrenchment Readiness Check

A practical checklist that shows how prepared a member is if they face retrenchment, dismissal or the end of a contract, across money, documents, rights, work search and support.

12 quick questions. Each 'No' or 'Partly' becomes a clear next step. This is general information, not legal or financial advice. Private. Your employer never sees your answers. You can stop anytime.

Private: your answers stay on this device and are not saved. You can stop at any time.

I have savings or support to cover at least one month of essential expenses.
I have a written 'survival budget' showing my essential monthly costs.
I have copies of my employment contract, recent payslips and my latest IRP5.
My payslip shows UIF deductions, and I know my employer must give me a UI-19 form when I leave.
I know that retrenchment requires consultation and that severance pay is usually at least one week's pay per completed year of service.
I know that a dismissal dispute usually has to be referred to the CCMA or bargaining council within a short time limit.
I know what happens to my retirement fund and medical aid if I leave, and I will get advice before withdrawing anything.
I know which debts I would need to talk to creditors or a debt counsellor about.
My CV is up to date.
I have told a few people in my network that I may be looking for work.
I have talked with my household or family about a plan if income drops.
I have someone to talk to about how this is affecting me.