Retirement Readiness Score

Retirement can feel far away, or too close to fix. Either way, small steps now make a real difference. 10 questions. Private. Your employer never sees your answers. You can stop anytime.

Private: your answers stay on this device and are not saved. You can stop at any time.

1. How old are you?

   Under 3030 to 4445 to 5455 or older

2. Are you contributing to a retirement fund (work pension or provident fund, or a retirement annuity)?

   NoNow and thenYes, through workYes, work and my own

3. Roughly what percentage of your gross salary goes to retirement (you plus employer)?

   NothingUnder 10%10% to 15%More than 15%

4. Have you ever cashed out retirement savings when changing jobs?

   Yes, more than onceYes, onceNo

5. Do you understand the two-pot retirement system (savings pot and retirement pot)?

   NoA littleYesYes, and I have not withdrawn from my savings pot

6. Do you know the projected value of your retirement savings or the income it could give you?

   No ideaI have seen a statement but did not understand itRoughlyYes, I check it yearly

7. How much monthly income do you think you will need in retirement, in today's money?

   I have not thought about itI have a rough ideaI have worked it out

8. Will you have debt (bond, car, loans) when you plan to retire?

   Yes, a lotSomeNot sureNo

9. Do other people depend on you, or do you expect to support family, in retirement?

   Yes, many peopleSome supportNot sureNo

10. Do you know who you have nominated as beneficiaries on your retirement fund?

    NoI think soYes, and it is up to date