Kids Money Quiz

Sit together, read each question out loud and pick the answer that sounds most like your child today. There are no wrong answers. This is about what to try next, not a test of your parenting. Private. Your employer never sees your answers. You can stop anytime.

Private: your answers stay on this device and are not saved. You can stop at any time.

1. How old is the child you are thinking about?

   3 to 78 to 1213 to 1718 or older

2. Does your child know that money comes from work or effort, not just from the ATM or a card?

   Not yetSort ofYes, clearly

3. When your child really wants something, can they wait and save for it?

   Not yet, they want it nowSometimes, with helpYes, they can plan and wait

4. Does your child have a place to keep their own money (a jar, a box, a bank account)?

   NoYes, but they seldom use itYes, and they add to it

5. Does your child get pocket money, or earn a small amount for extra jobs?

   NoNow and thenYes, regularly

6. Can your child choose between two things when there is only enough for one?

   Not yetWith helpYes, and they explain why

7. Does your child compare prices, for example at the spaza or the supermarket?

   Not yetSometimes, when we do it togetherYes, on their own

8. Does your child understand giving and sharing (church, family, a friend in need, a school collection)?

   Not yetA littleYes, they choose to give sometimes

9. Does your child know that borrowing means paying back more than you borrowed?

   Not yetA littleYes, they can explain it

10. Does your child know how to spot a money trick (a 'free' prize, someone asking for a PIN or OTP, a deal that seems too good)?

    Not yetA littleYes

11. Do you talk about money at home in a calm way, including when money is tight?

    Not really, it is a stressful topicSometimesYes, we talk openly

12. For teenagers: has your child bet on sports or games, or borrowed money you are worried about?

    NoNot sureYes, and it worries me