Insurance Needs Check

Insurance is about protecting the people and things that matter if something goes wrong. We do not sell insurance; this check just shows where to look. Private. Your employer never sees your answers. You can stop anytime.

Private: your answers stay on this device and are not saved. You can stop at any time.

1. Does anyone depend on your income (children, partner, parents, extended family)?

   NoOne personTwo or threeFour or more

2. Do you have life cover, apart from funeral cover and credit life on loans?

   Yes, and I know the amountYes, but I do not know the amountOnly through work (group life)No

3. If illness or injury stopped you working for months, what would happen to your income?

   I have income protection or disability coverWork would pay for a while, I am not sure how longI do not knowIt would stop

4. How are big medical costs covered?

   Medical aid with gap coverMedical aid or hospital planClinic or public hospital only, by choiceNothing, I worry about this

5. How many funeral policies does your household pay for (including society or burial society)?

   One that fits our needsNoneTwoThree or more

6. Are your home contents and, if you have one, your car insured?

   Yes, both, and I checked the valuesYes, but I have not checked the valuesOnly oneNo

7. Do you know that you may use your own existing life cover instead of the credit life policy a lender offers, if it meets the requirements?

   YesNo

8. When last did you review your policies (premiums, cover amounts, beneficiaries)?

   In the last year1 to 3 years agoMore than 3 years agoNever

9. Are your beneficiaries nominated and up to date on every policy?

   YesSomeI do not know